Manchester City: the verdict, explained

An independent commission published its findings on 29 September 2026. This is a map of what was alleged, what was found, who did what, where the money went, and what is still undecided. Every panel says where its information comes from.

Guilty all charges on serious financial rule breaches Three of four co-operation limbs One charge failed: 4(B) Nine seasons 2009/10 to 2017/18 £830.69m of owner money booked as sponsorship Appeal deadline 2 October 2026 Second research pass: 28 people, 15 reactions, 11 analyses

Independent explainer. Not affiliated with any club, league, regulator or party named here. It is built from the published documents, principally the redacted Core Decision and the Premier League's statement, cross-checked against reporting. Every panel is labelled so you can tell a Commission finding from a party's claim, a media report or a modelled figure. The findings are first-instance and under appeal, no sanction has been decided and no compensation claim has been filed. Modelled numbers are marked as modelled and are not predictions. Nothing here is legal advice. This site sets no cookies and uses cookieless, anonymous analytics. Corrections and rights of reply: Wen Jie, me@wenjie.co.uk.

How this was made. Researched and drafted with AI assistance, then reviewed and edited by hand under editorial responsibility: Wen Jie (me@wenjie.co.uk). Every quote and every figure was verified against the sources listed in the Sources tab, and anything modelled is labelled as modelled. No text here is presented as anyone's words except where it is quoted as such. Anything added automatically below the fold is a dated link to the source, not analysis.

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Using the map: click any node to read it, drag to move things around, scroll to zoom. The Explore the map tab holds the full knowledge graph.

Colour marks what a thing is. A badge inside each panel marks how solid the claim is: commission finding, party claim, media report, or redacted. Dimmed nodes sit outside your current filter, search or tour step.

The charges, and what happened to each

Where the money went

Glossary: the jargon, decoded

Who is who

The arguments, side by side

Clubs and claims: who lost out, and what they could argue for

What is still undecided

Sources, method and known limits